Faris, Fibriansyah M, et al. “The Influence of the Quality of Human Resources, Operator Training and Work Facilities on the Effectiveness of the Village Financial System in Banjarnegara”. Monas: Jurnal Inovasi Aparatur, vol. 6, no. 1, June 2024, pp. 11-21, https://doi.org/10.54849/monas.v6i1.190.